A co-signer is someone who agrees to take on responsibility for a loan’s repayment in the event that the borrower becomes unable to pay it back. Applying with a co-signer can help increase your chances of being approved for a loan that you might otherwise not qualify for on your own. Many first-time borrowers find that they do not have sufficient credit history to take out a loan, so a co-signer might be something they would consider [Click Here To Continue Reading].