To the editor:

As I meet with our community members on the campaign trail of running for a School Committee seat, I must share a need that has been exposed. Dartmouth High School is doing an excellent job preparing our graduates for college, but in reality, not ALL students are headed for college. There seems to be a need for a practical math course in year 4, for those students not prepping for college, as well as offering a personal finance course for those that are — perhaps as an elective. Thus, I propose that DHS consider adding a Personal Financial Literacy class to their program of studies.

I am running as a practical candidate planning for bright futures, and this will help ensure a bright future for everyone because personal financial literacy is an essential life skill that everyone needs to have in order to make informed decisions about their finances. Unfortunately, many people graduate from high school without any knowledge of how to manage their money effectively. This can lead to a lifetime of financial struggles and difficulties.

Incorporating personal financial literacy into our high school curriculum is not only necessary, but it is also crucial for the success of our community members. By making personal finance a part of the 4-year math requirement or as an elective, we can equip our students with the skills and knowledge they need to make sound financial decisions.

Here are some reasons why personal financial literacy should be incorporated into our high school curriculum:

1. Financial literacy is essential for success: Managing money is an important skill that is necessary for success in all areas of life. Without financial literacy, individuals may struggle with budgeting, saving, investing, and making informed decisions about their future.
2. Personal finance is relevant to all students: No matter what profession a student chooses to pursue, financial literacy is a skill that they will need in their personal lives. Whether they are making decisions about student loans, credit cards, or purchasing their first car or home, financial literacy will be essential.
3. Personal finance can prevent debt and financial struggles: A lack of financial literacy can lead to debt and financial struggles that can be difficult to overcome. By teaching our students about personal finance, we can help them avoid the pitfalls of debt, including fraud, and financial mismanagement.
4. Personal finance can promote financial stability: With personal finance skills, individuals can make informed decisions that promote financial stability. This can include saving for retirement, investing wisely, and building a solid financial foundation.

In conclusion, incorporating personal financial literacy into our high school curriculum is essential for the success of our community members. By making personal finance a part of the 4-year math requirement or as an elective, we can equip our students with the skills and knowledge they need to make sound financial decisions. Let us invest in our students' future by ensuring they have the necessary financial knowledge to succeed.

To see my campaign website go to: Votelynneturner.org

I am impressed with this referenced program for personal financial literacy skills which includes activities and lessons offered on the Teachers Pay Teachers Website: www.teacherspayteachers.com. Please search for, "Essential Personal Financial Literacy Skills for High School Students - Bundle!"

Lynne Turner,

Dartmouth